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Money Market / Savings Accounts
 

 

 

 

 


This is a combination Money Market and Savings Account with tiered pricing.
 

TIER INTEREST RATE Annual Percentage Yield
$500 to $24,999.99 .25% .25%
$25,000 to $49,999.99 .25% .25%
$50,000 to $99,999.99 .25% .25%
$100,000 & over .40% .40%


If the average balance falls below $500 there will be a service charge of $2.00 for the month. A minimum balance of $500 must be maintained in the account each day to obtain the disclosed Annual Percentage Yield.

The money market rate will be determined weekly based on market conditions.
Money market accounts  are permitted no more than 6 transfers and withdrawals, or a combination of transfers and withdrawals, per calendar month or statement cycle to another account at the same institution or to a third party by means of a preauthorized or automatic transfer, or telephonic (including data transmission) agreement, order or instruction, or by check, draft, debit card, or similar order or payable to third parties. A per item fee of $15.00 will be charged each statement cycle if you exceed this regulatory limitation. Transactions exceeding Regulatory Requirements are subject to additional restrictions. For additional account disclosure information, please contact the bank.

All interest rates and APYs stated are accurate as of todayís date. Subject to change without notice. Fees may reduce earnings.

 

 


 
Personal Checking Accounts

Interest Bearing Checking*
There is no service charge as long as a minimum balance of $1,500 is maintained. If the balance falls below $1,500 there will be a monthly service charge of $8.00.

Interest is earned on balances of $500 and above.

Non Interest Bearing Checking*
There is no minimum balance required on this account. There is no limit on the number of checks which may be written. The monthly service charge for this account is $6.00.

 


Basic Banking Account *
Minimum balance to open the account:
You must deposit $25.00 to open this account.

Transaction limitations:
You may make an unlimited number of deposits without incurring any additional charge.
You may make eight withdrawals during a statement cycle (28-31 days) without incurring a charge.

Fees:
A service charge of $3.00 will be charged each statement cycle (28-31 days). If you exceed eight withdrawals during a statement cycle there will be a $2.00 fee for each item over eight.

Additional features:
A withdrawal shall be deemed to be made when it is recorded on our books, which is not necessarily the date that you initiated the transaction.

*Note: The cost of ordering checks will be based upon your selection.
 


Certificates of Deposit

 

TYPE MINIMUM DEPOSIT* INTEREST RATE ANNUAL PERCENTAGE YIELD
 30-89 Day CD $2,500 .25% .25%
90-182 Day CD $2,500 .50% .50%
183-364 Day CD $2,500 .50% .50%
One (1) Year CD $1,000 .75% .75%
Two (2) Year CD $1,000 1.00% 1.00%
Three (3) Year CD $1,000 1.25% 1.26%
Five (5) Year CD $1,000 1.40% 1.41%
*Minimum Deposit for IRA CDís is $500.00
 
 


APY's given above are for automatically renewable CDs.  A penalty may be imposed for early withdrawal from CDs. IRA's are available for CD terms only.  For additional account disclosure information, please contact the bank.

 


All interest rates and APYs stated are accurate as of todayís date. Subject to change without notice.
Fees may reduce earnings.

 

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